David Cruz, CFP®

With over nine years of experience in financial services, I am a Wealth Advisor at JWC Wealth. Previously I was a VP, Financial Consultant at Charles Schwab, one of the largest and most trusted wealth management firms in the U.S. I am a CFP® professional, which means I have met the rigorous education, exam, experience, and ethics requirements set by the CFP Board. I also hold the following licenses: Series 7, Series 66, Health, Variable and Annuity products, as well as a Mortgage Loan Officer with the NMLS. My core competencies include retirement planning, investment management, risk management, tax planning, estate planning, banking, insurance and annuities. I leverage my dual degree in Finance and Psychology from the University of South Florida to understand the emotional and behavioral aspects of financial decision-making and to provide personalized, holistic advice to my clients. My mission is to empower clients through financial confidence to enjoy the moments that matter most.